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Scams! How to prevent it?

Today, let’s talk about scams and how we can prevent it. According to reports, five to ten people in Malaysia fall victim to online scams every minute; and among them, online shopping scams suffer the most.

Statistics from the Malaysian police show that in the past three years, there have been more than 51,600 online fraud cases involving more than RM1.61 billion. Among them, there were more than 18,800 online shopping scams, followed by loan scams with more than 15,500. How can we prevent it from happening to us?

1. Beware of mobile phone Trojan viruses stealing online banking accounts and password

- Here’s how it could play out. you suddenly received a text message with a link address from a friend. He never thought that there was a mobile phone Trojan virus hidden in it.

- The mobile phone Trojan virus generally sends text messages in the name of friends you know, and steals the user's mobile phone address book, an online banking account password, and intercepts the quick payment verification code by clicking on the mobile phone text message.

- Once the user clicks on this text message, it means that the virus will continue to spread to every contact in the mobile phone address book under a new name.

- If you receive unidentified information with a URL link, please do not click on it easily. If necessary, you can call the friend who sent the text message for verification so as to avoid personal information being stolen - Don’t download 3rd party apk. Those apps in not in Google Play or App Store, or just get an iPhone.

2. Online shopping beware of fake sellers cheating money

- After purchasing clothes online, you receive a call from the purported "Seller", saying that the clothes she photographed had quality problems and she would refund all the money she paid.

- You have doubts at first, but the other party knew all about her personal information and the style of the clothes she photographed, so you believe it.

- In order to cooperate with the "seller" to refund, you tell the other party the bank card number and the dynamic password of the decoder. In the end, not only did she not receive the refund, but she was also deceived and lost more than RM500. - There are many kinds of online shopping scams. Please be alert to the "seller"'s requirements for secondary returns, exchanges, payment, etc., be sure to verify carefully, do not easily disclose personal information such as bank cards or any other ID numbers, and try to choose a third-party payment platform for transactions.

3. It is a scam if the medical insurance card is abnormal and needs to be frozen.

Like this also can! - You receive call saying that his medical insurance card was abnormal and needed to be frozen, and prompted him to call the so-called investigator, or officer for consultation. The officer informs you on the phone that the funds in the bank should be transferred to the "safe account" as soon as possible for protection. - Tip: Criminals often widely to lure people who don't know the truth to take the bait and defraud them. Here is a special reminder that if there is a real problem with the medical card, under normal circumstances, should call your agent to know more about it, or can call your insurance company.

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