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Is Baby Sickness Financially Easy? NO!

Updated: Nov 30, 2021

Mothers out THERE!! I’m sure you have worried about your child, am I correct to assume this? I’m sure you have taken many supplements and medication to help you go through the pregnancy and after birth childcare. I truly understand your concerns and the love you have for your child. That's why today I want to share with you, A-Plus BabyCare by AIA!!


What is A-Plus BabyCare? It is an optional benefit that you can attach to your baby's A-Life Joy 2 policy, to enhance the coverage.

The best part about this policy is that it covers your baby during pregnancy AND after birth, for the first 5 years of the baby's life !! I’m sure you have heard of some baby’s coming out with Congenital Conditions. Here is the list. Quite a lot right?


Of course, as a parent, you want to avoid your baby from having ANY of these conditions, but.. Yearly, around 16,500 of Malaysia’s 550,000 babies are afflicted with congenital abnormalities and about one third may succumb to these illnesses before reaching their first birthday.

University Malaya Medical Centre consultant paediatrician and clinical geneticist Prof Dr Thong Meow Keong said the need for a registry was pressing because there was so little awareness of the diseases.



Some patient support groups, such as the Malaysian Rare Disorders Society, adopted the definition of any condition that affects 1 in 4,000 people or less, he said.

This may not happen, but with this added benefit, it can bring you peace of mind financially IN THE EVENT that your baby does develop these conditions after birth.

It is a saddening situation once you know that your baby is battling these conditions, while you are worrying about the financial burden the treatment cost will be.

Do you also know, that A-Plus BabyCare is the first plan in Malaysia that provides coverage for Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder or more commonly known as (ADHD).

I mentioned before that this coverage is for the baby, but let me tell you, when can you start taking this added benefit. You can sign up for A-Plus BabyCare as early as week 14 of your pregnancy, and it will cover until the baby is 5 years old.

Contact your AIA agent now, or even better, CONTACT ME!

My number is below. Please don’t hesitate to call me or whatsapp me if you prefer. This has been ‘The Insurance Guys’.

My name is Alif Danial, Life Planner with AIA. Bye, and follow SOP.





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