Updated: Nov 29, 2021
Women experience unique health care challenges and are more likely to be diagnosed with certain illnesses than men. According to the National Heart Institute (IJN) women are more prone to cardiovascular diseases (Heart issues) and strokes after menopause. 1 out of 4 women dies of heart failure in Malaysia. Very worrisome. So today, I‘m talking about how much this insurance plan will pay you when those bad things really happen. A-Life Lady, and what I called “Lady Insurance” is designed to provide you with comprehensive protection until the age of 80. This plan provides you with life insurance benefits that are specifically designed for women. Let me simply explain the 3 coverage benefits of this plan. The first one, Female Illness Benefit. These benefits include cancer, such as Breast, Cervix Uteri, Uterus, and etc. If diagnosed, the client will receive 100% of the coverage amount. Very simple and straightforward.
The second one, Female Care Benefit. This benefit includes removal or reconstructive Surgery of Female Organs such as Breast, CervixUteri, Uterus, and etc. And also Osteoporotic Fracture(Hip or Vertebrae) or Severe Rheumatoid Arthritis. Those all situations will receive 30% of the coverage amount. And an extra RM9,000 one-oﬀ payment for this coverage if the lady has a Menopause Treatment or Psychotherapy Treatment.
The last one is, what we called Pregnancy Complications Benefit. This benefit will receive 10% of the coverage amount when the client's pregnancy has some problems. Such as Molar Pregnancy, Late Miscarriage (18th to 28th week of gestation), Death of fetus (28th week of gestation and onwards) and etc.
Those are the 3 coverage benefits in this “Lady Insurance”. Besides that coverage, we also have “Cash Rewards” to direct payments to you and also a “Guarantee Renewal” when you buy a “Baby Insurance” after you purchase this policy. But if you want to know more, just contact me or make an appointment with me. My number is below. That’s all for me today. My name is ALIF DANIAL from the INSURANCE GUYS.